Build Your Health Insurance Portfolio Online Today!

 


It is no secret that the costs of healthcare are rising each year. In addition, you may not be prepared to deal with the expenses of sudden medical emergencies. Whether you are just starting out in your career or have worked for a decade or two, there are always other expenses that eat into your monthly pay. So, how can you stay protected against the ever-growing costs of medical treatment?

A possible answer is– health insurance. 

If you are a Singaporean citizen or PR, you enjoy a certain level of coverage from MediShield Life. But as you are probably aware, that coverage – though helpful – is pegged at certain wards in public hospitals only. If you prefer a different type of ward or a private hospital, you might need your own private health insurance.

Now, health insurance ideally comprises of not just one but a collection of insurance products. Each one is designed to uniquely protect you against certain unforeseen circumstances. And together, they offer formidable protection. Best of all, you can purchase all these plans online with convenience!

 

What kind of health insurance plans can I buy online?

Let’s find out –

·       Integrated Shield Plan

An Integrated Shield Plan is a medical insurance policy, with coverage for pre- and post-hospitalisation expenses. An Integrated Shield Plan can help enhance the coverage you have from MediShield Life. Some of the best plans offer coverage as high as S$1 million per annum that extends overseas as well. You can easily get an instant quote online for Integrated Shield Plans. Compare prices quickly and sign up for the most suitable plan to start your protection.


·        Personal accident insurance

A personal accident insurance plan is the next insurance product that you might want to add to your health insurance portfolio. This type of plan covers you against accidental death and injuries. Additionally, some of the best personal accident insurance plans also cover you against infectious diseases like HFMD, dengue fever, insect and animal bites, and hazardous activities. Generate your instant quote for accident insurance online today and consider adding this plan to your health insurance portfolio for coverage against accidents and more.

·        Cancer insurance

Cancer is becoming increasingly common not just in Singapore but also across the world. You might want to consider adding cancer insurance too to your health insurance portfolio. A cancer insurance plan gives you 100% payout of a lump sum if you are diagnosed with any of the stages of cancer. You can utilise these funds for any expenses that you face during your illness – from co-pay in health insurance to affording utility bills and even transportation costs. You can easily get an instant quote for a cancer insurance plan too from insurance websites.



 

Exploring microinsurance plans

Microinsurance plans are bite-sized plans that cater towards the coverage of specific illnesses. You can consider adding microinsurance plans to your health insurance portfolio too. Examples of microinsurance plans available in Singapore include:

·        Insurance for specific types of cancer like breast cancer insurance or prostate cancer insurance

·        Insurance for specific illnesses like dengue insurance cover

·        Coronavirus insurance for side effects of the COVID-19 vaccine

You can usually buy microinsurance products through a quick sign-up process on the insurer’s health app. Simply download the app and get started on building your coverage!

Go ahead and experience the convenience of buying health insurance plans online! From your laptop to smartphone, you can now have easy access to get the coverage you need right from the devices you use on a daily basis.

All the best!

Comments

  1. InsuredcanMarch 31, 2023 at 10:10 AM

    Critical illness insurance in Toronto provides the best coverage for the treatment cost and other expenses you pay while having treatment.
    Critical Illness Insurance Service Low Price

    ReplyDelete

Post a Comment

Popular posts from this blog

Why Life Insurance Is Extremely Important In A Single-Income Household

Image
If you are the sole-breadwinner in a single income household, it is important to plan how your home will continue running if something unforeseen happens to you. Consider how your loved ones will stay financially afloat if you suddenly pass away or fall terminally ill. You wouldn’t want them to have to struggle to make ends meet. Nor would you want them to be left deprived. A  life insurance  plan can help you ensure that your family’s needs are covered in your absence. Let’s take a closer look at why life insurance is so important in a single-income household and explore what types of life insurance plans are available. So, how can a life insurance plan help a single-income household? A life insurance plan typically pays a lump sum payout if something unforeseen happens to the insured policyholder. The payout is generally made upon death or diagnosis of a terminal illness or total permanent disability. This payout can help the insured individual’s family to cope with the loss...
Read more

3 Important Things To Consider While Buying An Endowment Plan

Image
An endowment plan is a savings plan that comes with a savings component and life insurance. Typically, you contribute premiums towards the plan and get paid back a lump sum upon maturity. There is death benefit paid out if the policyholder passes away prematurely. An endowment plan is essentially a savings plan that helps you build a nest egg for the future. If you are taking an endowment plan for the first time, you might need a bit of help. To that effect, we have listed down 3 important things that you must consider while purchasing this insurance savings product. 1.       The reason or goal for taking the plan Before purchasing your very first endowment plan, you need to figure out the reason for taking the plan. Are you buying the plan to save up for your child’s university fees a few years down the line? Or, perhaps, you want to build a corpus of funds for retirement. Either way, knowing your goal will help you decide two things – ·   ...
Read more

4 Common Misconceptions About Term Insurance Plans

Image
  Term plans are a budget-friendly way of getting life insurance coverage. Unfortunately, there are many misconceptions that often interfere with you getting the coverage you need and deserve. Today, we aim to shed some light by demystifying a few misconceptions on term insurance . Let’s get started – Misconception 1 - Term life insurance doesn’t offer coverage as valuable as whole life insurance This is, perhaps, one of the biggest misconceptions that most people have about term plans. Now, term life insurance and whole life insurance each come with their own unique benefits. The biggest differences between these two forms of coverage are as follows: ·       Term plans cover you for a fixed period whereas whole life insurance covers you for life ·       Whole life insurance plans accumulate cash value whereas term plans do not Now, these differences are by no means drawbacks of term insurance . The trick to getting the m...
Read more